In just a few days, the Rio Olympics, one of the biggest sporting events of the year, will begin. Millions of sports enthusiasts are watching the races that we Hungarians can only watch in front of television because of the distance. The experience can be enhanced by sitting in an air-conditioned room in a comfortable armchair while watching a large-screen TV. If any of these three things are not there, it is not too late to get one, and even for these purposes, a quick personal loan can come in handy. We will show you the best deals currently available.
Many people may be hesitant to hear the term bank loan
So first of all we want to make it clear that the purpose of this writing is not to impose any burden on anyone. But the lovers must also accept the fact that there will always be those who will fulfill their desires on loan – our writing is primarily for them. There are many events in life that are rare, such as the Olympic Games, which are held only every four years. On the other hand, the super-TV, air-conditioning or comfortable seating that you just bought are durable products that will be of use to you even years later.
Nowadays, we can get a personal loan in a short time, even on the same day, provided the necessary documents are presented. We are certainly wise to look at the options in a comparative calculator to choose from the offerings of financial institutions. In our set-up, we investigate $ 300,000 personal loan offers over a 12-month term so you don’t have to pay off installments for long. Another consideration was that there should not be a requirement for a higher net income of around $ 250,000, thus facilitating access to the loan.
Advanced Personal Loan with or without income transfer
There are banks that lend a better interest rate if we transfer our income to a bank account with the bank. However, it is worth considering whether to accept such a condition, as bank switching is still a relatively cumbersome process, although nowadays the administration is easier than it was a few years ago.
The current best offer on the market is the HEB Advance Personal Loan. The bank will give you a 6% discount on this loan if you receive at least $ 100,000 per month in your bank account with the bank. The loan repayment installment is fixed at $ 26,819, the total amount to be repaid is $ 321,830 and the APR is 13.99%. If we do not transfer our earnings to the bank , the APR on the Upcoming Loan will be 21.05% and we will need to repay $ 332,200 in monthly installments of $ 27,683.
Borrow within 2 days
The bank will disburse the Smala Bank Fair Express Personal Loan within 2 days of a positive credit assessment. Applying for this loan requires a minimum monthly income of $ 100,000 if you do not have a payroll account with Smala Bank. If you have such a wage account, you will have a monthly net income of $ 68,000. This loan also has an initial cost of $ 10. The loan repayment installment is fixed at $ 27,076, so the total repayment amount will be $ 327,913, the APR is 18.57%.
Credit Express even in cash
You can also apply for a Pucapest Bank Personal Loan Express Loan with a fixed installment up to the end of the term, which is $ 28,580 per month. So we have to pay you back a total of $ 342,964. The THM is 24.75%. The loan can be taken out in cash at a branch.
Loan and credit card together
Petelem always borrows a personal credit line that is available at any time, in whole or in part, so you can use it again and again without further credit evaluation. Payment of installments will re-charge our credit line. The repayment installment of the loan is fixed at $ 29,099, so the total repayment amount will be $ 349,185, and the APR will be 33.18%.
You can always apply for a loan at your fingertips only if you have a Petelem credit card, or if you need a new one.
You can even go home for installment payments from Provident
It is important to know about the Provident loan that the loan is repaid on a weekly basis. This loan has a maturity of 76 weeks, so it is virtually a year and a half. The weekly repayment installment is $ 4,620, so the total repayment amount will be $ 351,120, the APR is 24.46%.
In addition to the Provident loan, we may also require a Home Service Package for an additional fee. In this case, both the administration and the conclusion of the contract take place in our home. The loan amount will be paid in cash immediately upon conclusion of the contract, and the installment will always be returned by a Provident employee. If you do not require this service, the loan will be paid by bank transfer and the installments will be paid in this way.
The Home Service package also includes accident insurance. You can also apply for the Loan Predictive Package for a surcharge, which includes debt forgiveness and additional insurance.
So there are a lot of options to choose from, but it is definitely worth considering which loan to choose. Our personal loan comparison calculator will help you with this.